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CALL or TEXT: (615) 800-4355

CALL or TEXT: (615) 800-4355

Nashville Roofing Company

Locally Owned and Trusted General Contractors

Roof Insurance Claim Process After Storm Damage

Serving Brentwood, Franklin and Nashville

 

Navigating the Roof Insurance Claim Process After Storm Damage

Roof damage caused by storms can be a daunting experience for homeowners. However, understanding the roof insurance claim process can help alleviate stress and ensure a smooth restoration process. In this guide, we’ll walk you through the steps to take after experiencing storm damage and how Nashville Roofing Company can assist you with repair services.

Assess the Damage: Immediately after a storm, inspect your roof for any visible signs of damage such as missing shingles, dents, or leaks. Take photographs and document the extent of the damage as evidence for your insurance claim.

Contact Your Insurance Company: Notify your insurance provider as soon as possible to initiate the claims process. Provide them with detailed information about the damage and any documentation you have gathered. Be prepared to schedule an inspection with your insurance adjuster.

Schedule a Professional Inspection: While it’s important to document the damage yourself, hiring a professional roofing contractor like Nashville Roofing Company to conduct a thorough inspection is crucial. Our team of experts can identify hidden damage and provide a detailed assessment to support your insurance claim.

File Your Claim: Work closely with your insurance company to file your claim accurately and promptly. Provide them with the necessary documentation, including the inspection report from Nashville Roofing Company, to expedite the process.

Review Your Policy: Familiarize yourself with your insurance policy to understand what is covered and what is not. Nashville Roofing Company can assist you in navigating the terms of your policy and ensuring you receive the maximum coverage for your roof repairs.

Schedule Repairs with Nashville Roofing Company: Once your insurance claim is approved, it’s time to schedule repairs with a trusted roofing contractor. Nashville Roofing Company offers reliable repair services backed by years of experience and expertise in handling insurance claims.

Conclusion: Navigating the roof insurance claim process after storm damage can be overwhelming, but with the right guidance and support, you can restore your roof to its former glory. Trust Nashville Roofing Company to assist you every step of the way, from inspection to repair, ensuring a seamless experience and peace of mind for you and your family.

Frequently Asked Questions About Roof Insurance Claims.

  1. What should I do immediately after a storm if I suspect my roof is damaged?
  • After a storm, it’s crucial to conduct a visual inspection of your roof for any signs of damage such as missing shingles, dents, or leaks. Document the damage with photographs for insurance purposes.
  1. How soon should I contact my insurance company after discovering roof damage?
  • It’s recommended to contact your insurance company as soon as possible after discovering roof damage. Promptly reporting the damage can expedite the claims process.
  1. Do I need to hire a professional roofing contractor to inspect my roof for damage?
  • While it’s not mandatory, hiring a professional roofing contractor like Nashville Roofing Company for an inspection is highly advisable. They can identify hidden damage and provide a detailed assessment to support your insurance claim.
  1. What information should I provide to my insurance company when filing a claim for roof damage?
  • When filing a claim, provide your insurance company with detailed information about the damage, including photographs, documentation, and any inspection reports from a professional roofing contractor.
  1. How long does it take for an insurance adjuster to inspect my roof after filing a claim?
  • The timeframe for an insurance adjuster to inspect your roof can vary depending on factors such as the severity of the storm and the volume of claims in your area. However, they typically aim to schedule an inspection within a few days to a week.
  1. Will my insurance policy cover the cost of repairing my damaged roof?
  • Most homeowners’ insurance policies cover roof damage caused by storms, wind, hail, or other natural disasters. Review your policy to understand the extent of coverage and any limitations.
  1. What if my insurance claim for roof damage is denied?
  • If your insurance claim is denied, you have the right to appeal the decision. Working with a reputable roofing contractor like Nashville Roofing Company can help provide additional evidence and support for your appeal.
  1. How long does it take to repair a damaged roof?
  • The timeframe for roof repairs can vary depending on the extent of the damage and the availability of materials. Nashville Roofing Company strives to complete repairs in a timely manner while maintaining quality craftsmanship.
  1. Will my homeowner’s insurance premium increase after filing a claim for roof damage?
  • Filing a claim for roof damage may result in an increase in your homeowner’s insurance premium. However, the extent of the increase depends on various factors, including the severity of the damage and your insurance provider’s policies.
  1. How can I prevent future storm damage to my roof?
  • To minimize the risk of future storm damage, consider investing in high-quality roofing materials, scheduling regular roof inspections and maintenance, and trimming nearby trees to prevent branches from falling onto your roof during storms.


Understanding the Types of Wind and Hail Insurance Coverage

  1. ACV – Actual Cash Value. Pays less than the cost of replacement if your roof is older. Replacement minus depreciation.
  2. RCV – Replacement Cost Value– Pays the cost of replacing your roof minus your deductible


 


Case Studies

CASE #1 New Roof $3,500.

Insurance company agreed to only pay $180  for some missing shingles. After our team got involved, the insurance company sent your neighbor $3,500 for a new roof.

CASE #2 New roof $12,100.

We were contacted for a new roof quote because the neighbors were getting new roofs installed after a storm. We found storm damage, but they had recently cancelled their policy and changed insurance companies. Our experts were able to get the insurance company to award a check for $12,100  for a new roof.

CASE #3 New Roof $16,000.

Insurance company DECLINED to pay for storm damage, TWICE!  But our team is persistent. We assisted in re-opening the claim and met with the adjuster. The insurance company ended up awarding our client $16,000  for a new roof.


Reviews From Past Customers

“Insurance covered the cost of my roof”

Rob came out and gave me a quote the same day that I called. He was prompt, courteous and professional. The best thing is that he was able to get insurance to cover the cost of my roof when I did not think it was possible. He met the adjuster and handled all of the busy work with the insurance company. The old roofing was removed, decking replaced, and new roof installed in a couple days. They also did a great job cleaning up. These guys are the best.”

HONESTY and KNOWLEDGE

EXCEPTIONAL!!! Tyson came out to inspect my roof and I could not ask for a more professional and friendly person. I was expecting to pay for a new roof but his HONESTY and KNOWLEDGE suggested other options. Not only will I use this company in the future, but I highly recommend it to anyone that doesn’t want to feel like just another sale. Thanks again Nashville Roofing Co.

“Highly recommend Nashville Roofing Company”

Recently our home received storm damage and a new roof was going to be needed. Being fairly new homeowners, we were overwhelmed with where to start and who to chose to replace our roof. After searching reviews for roofing companies, we chose Nashville Roofing Company solely by their reviews and we are so glad we did!! Tyson was so helpful guiding us through the process and answering every question honestly that we asked. His crew showed up exactly when he said they would and got right to work. Once the work was completed, they cleaned up and left hardly a trace of evidence that they were even there!! We also had downspouts and gutter screens put on and we are very pleased with those too! We highly recommend Nashville Roofing Company to anyone who has roofing needs.


Think you might have storm damage?

If you think your roof is damaged during a storm, contact usWe will come out and look at it, take pictures and give you a full report.  We will assist you with the roof insurance claim process and let you know what to say to your insurance agent about the damage. Also, you will also need to ask about their policy regarding the filing of roof insurance claims for storm damage. Your agent will let you know about the procedures and deadlines. If you need help talking to your agent, we can assist you. We will also be glad to meet the adjuster on the roof and point out what we found so you are fully compensated.

storm damage?Roof insurance claims for storm damage to your roof:

We can explain to your adjuster, in detail, exactly what damage was found during our inspection and the date of the occurrence. If your roof is leaking, it will need to be repaired or replaced immediately to avoid further damage to the interior of your home.

We can get a crew out right away to patch holes with waterproof plywood or a tarp until it can be properly repaired. It’s important to inform your agent of any repairs that need to be made. We are experts at the roof insurance claim process and will help you get the maximum claim amount you are entitled to. In most cases, we can get your new roof put on at no cost to you.

Contact Your Insurance Agent

After you contact your insurance agent, you will be contacted by the department that handles roof insurance claims for storm damage. Then an adjuster will contact you. The adjuster will want to see the damage, we will meet them at the house during the inspection and go over all of the damage to be sure they don’t miss anything. Sometimes they just want photos of the damage, so we take photos of what we find on our roof inspection and will provide them to the insurance company on your behalf.  We are the premier roofing company for roofing services in the Nashville TN area. Proudly serving Nashville, Brentwood, Franklin areas to include Davidson, Williamson counties and surrounding middle Tennessee areas.